Last updated: May 2026.
Educational nature of our content
All content on Home Loans Australia is provided for educational and informational purposes only. Articles, calculators and case-studies are designed to help readers understand Australian mortgages, refinancing and the property market — they do not constitute personal financial, credit or tax advice as defined under the Corporations Act 2001 or the National Consumer Credit Protection Act 2009.
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Home Loans Australia is an independent editorial publication. We are not a credit licensee under ASIC, do not hold an Australian Credit Licence (ACL) and are not authorised to provide credit assistance. Before applying for or refinancing a home loan, please consult a licensed mortgage broker, ACL credit adviser or financial counsellor.
Information accuracy
RBA cash rate, lender comparison rates, LVR thresholds, stamp duty schedules and tax rules cited reflect the situation at time of publication. These change frequently. Always verify current rates and policies directly with the lender or with ASIC’s MoneySmart before making decisions.
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Limitation of liability
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