Tag lmi

First Home Buyers

LMI Alternatives in 2026 — Family Guarantor, FHG, Specialist Lenders

LMI Alternatives in 2026 — Family Guarantor, FHG, Specialist Lenders Lenders Mortgage Insurance (LMI) can add $15,000–$30,000 to a home purchase. In 2026, three legitimate alternatives let first-home buyers skip it. Each has trade-offs. Alternative 1: First Home Guarantee (FHG)…

Fellipe Correia
October 21, 2026

Home Loans

Loan-to-Value Ratio (LVR) Trade-offs — When to Put More Down

Loan-to-Value Ratio (LVR) Trade-offs — When to Put More Down Loan-to-Value Ratio (LVR) is the single number Australian lenders care most about. It’s the loan amount divided by the property’s appraised value, expressed as a percentage. Understanding the LVR breakpoints…

Fellipe Correia
October 21, 2026