Negative Gearing — 2026 Reform Discussions Negative gearing — the ability to deduct property-investment losses against other income — is uniquely Australian in its current form. In 2026, after a decade of political debate, the rules are largely unchanged. But…
Capital Gains Tax on Investment Property — 50% Discount Rule When you sell an Australian investment property, you pay Capital Gains Tax (CGT) on the profit. But hold it for over 12 months and you get a 50% discount on…
Land Tax Thresholds 2026 — State-by-State Land tax is an annual state-level tax on the unimproved land value of property you own — excluding your principal place of residence (PPR). For investors, it’s a significant ongoing cost. Thresholds and rates…
SMSF Property Purchase — The Real Rules in 2026 Self-Managed Super Funds (SMSFs) can buy property — but the rules are tight, the costs are real, and the strategy doesn’t suit everyone. Here’s what 2026 SMSF property investors actually face.…
Equity Recycling for Property Investors — The 2026 Playbook Equity recycling is one of the most discussed strategies in Australian property investor circles — and one of the most misunderstood. It’s a technique for converting non-deductible home-loan debt into tax-deductible…
Depreciation Schedule: Why Investors Order One Day One — A depreciation schedule is a quantity surveyor’s report listing all the depreciable assets in your investment property and their decline-in-value over time. The cost is $500–700 — and it pays for…
Positive vs Negative Geared Properties: Cash Flow Reality — “Negative gearing” gets thrown around as if it’s a free tax hack. It’s not. Here’s what actually happens to your money in each scenario. Positive Gearing Explained Annual rental income >…
Investment Property Loans Explained: Tax, Deposits & Negative Gearing in 2026 — Investment property loans look similar to owner-occupier loans but the rules — and the tax mechanics — are very different. Here’s the practical version. How They Differ from…