Interest-Only vs Principal & Interest — 2026 Lender Attitudes
Interest-Only vs Principal & Interest — 2026 Lender Attitudes In 2017, APRA imposed a 30% cap on new interest-only (IO) […]
Refinancing
Author name: Fellipe Correia
Fellipe Correia is the founding editor of Home Loans Australia. He researches and writes about Australian mortgages, refinancing, investment property and the property market — drawing on official sources including the Reserve Bank of Australia, APRA, ASIC’s MoneySmart, the ATO and state revenue offices. Articles prioritise worked examples, plain English and current Australian rules. Editorial standards: /editorial-standards/. Contact: contact@homeloansaustralia.blog.
First Home Buyers
LMI Alternatives in 2026 — Family Guarantor, FHG, Specialist Lenders
LMI Alternatives in 2026 — Family Guarantor, FHG, Specialist Lenders Lenders Mortgage Insurance (LMI) can add $15,000–$30,000 to a home
Australian Property Market
RentVesting — Rent Where You Live, Invest Where You Can Afford
RentVesting — Rent Where You Live, Invest Where You Can Afford In 2026, Sydney’s median house price sits around $1.6M
Investment Properties
Negative Gearing — 2026 Reform Discussions
Negative Gearing — 2026 Reform Discussions Negative gearing — the ability to deduct property-investment losses against other income — is
Investment Properties
Capital Gains Tax on Investment Property — 50% Discount Rule
Capital Gains Tax on Investment Property — 50% Discount Rule When you sell an Australian investment property, you pay Capital
Investment Properties
Land Tax Thresholds 2026 — State-by-State
Land Tax Thresholds 2026 — State-by-State Land tax is an annual state-level tax on the unimproved land value of property
Australian Property Market
Strata Fees Explained — What to Ask Before Buying an Apartment
Strata Fees Explained — What to Ask Before Buying an Apartment If you’re buying an apartment, townhouse or villa in
First Home Buyers
Conveyancer vs Solicitor — Who Settles Your Property Purchase
Conveyancer vs Solicitor — Who Settles Your Property Purchase Australian property settlement requires legal paperwork. Two professionals can do it:
First Home Buyers
Building Inspection — Cost vs Negotiating Power
Building Inspection — Cost vs Negotiating Power A building and pest inspection costs $500–$900 in 2026. Most buyers do it
Investment Properties
SMSF Property Purchase — The Real Rules in 2026
SMSF Property Purchase — The Real Rules in 2026 Self-Managed Super Funds (SMSFs) can buy property — but the rules