How Mortgage Brokers Get Paid (And What It Means for You)
How Mortgage Brokers Get Paid (And What It Means for You) — Most Aussies use a broker to get their […]
Author name: Fellipe Correia
Fellipe Correia is the founding editor of Home Loans Australia. He researches and writes about Australian mortgages, refinancing, investment property and the property market — drawing on official sources including the Reserve Bank of Australia, APRA, ASIC’s MoneySmart, the ATO and state revenue offices. Articles prioritise worked examples, plain English and current Australian rules. Editorial standards: /editorial-standards/. Contact: contact@homeloansaustralia.blog.
Big 4 vs Non-Bank Lenders: Real Pros and Cons
Big 4 vs Non-Bank Lenders: Real Pros and Cons — CommBank, Westpac, NAB, ANZ — collectively the Big 4 hold
Comparison Rate vs Headline Rate: Why It Matters
Comparison Rate vs Headline Rate: Why It Matters — The advertised mortgage rate is rarely what you actually pay. The
Fixed Rate Cliff 2026: What Happens When Your Fix Expires
Fixed Rate Cliff 2026: What Happens When Your Fix Expires — Hundreds of thousands of Australian mortgages fixed at sub-3%
Depreciation Schedule: Why Investors Order One Day One
Depreciation Schedule: Why Investors Order One Day One — A depreciation schedule is a quantity surveyor’s report listing all the
Positive vs Negative Geared Properties: Cash Flow Reality
Positive vs Negative Geared Properties: Cash Flow Reality — “Negative gearing” gets thrown around as if it’s a free tax
How to Negotiate a Lower Rate With Your Current Bank
How to Negotiate a Lower Rate With Your Current Bank — The single most underused mortgage hack: calling your bank
Cash-Out Refinancing in Australia: When It Makes Sense
Cash-Out Refinancing in Australia: When It Makes Sense — Your home has equity. The bank will let you borrow against
Family Guarantee Loans: How Mum & Dad Can Help
Family Guarantee Loans: How Mum & Dad Can Help — Property prices have outpaced first-home-buyer income for over a decade.
Stamp Duty Australia 2026: State-by-State Breakdown
Stamp Duty Australia 2026: State-by-State Breakdown — Stamp duty is the second-biggest cost of buying property after the deposit. Each